FAQs

Frequently Asked Questions

What's the benefit to using Payday Finder?

We search through our extensive loan provider database to get you the approved loan you need. You save time by having us do the legwork for you! PayDay Finder loans are different from other types of loans because of the speed in which the loans are funded and the ease in getting approved. A payday loan or cash advance is a great choice when you need extra funds quickly. Our payday loans are funded within 24 hours or less and directly deposited into your bank account.

Will your company check my credit?

PayDay Finder doesn't perform any type of credit checking. However, certain lenders may check your credit for final loan approvals. Generally applicants are approved based on their employment and if they are enrolled in direct deposit.

Does my credit score matter?

Most Payday Loan lenders do not check credit scores. Even if you have been told "no" by the bank, credit card companies or other finance companies, PayDay Finder will get you the approval you need.

What amount will I be approved for?

Generally, first time customers are approved for a loan of up to £300. Returning customers can get approved for payday loans up to £750. The amount that you will be approved for is dependent on the amount of your salary. The higher the amount of your take home pay, the higher the amount of your loan approval.

What are the loan repayment terms?

The repayment terms of your loan will vary based on which payday loan provider you are matched with for your approval. Repayment terms differ slightly from lender to lender. If you get approved for a payday loan, you will receive complete details about your loan and its repayment terms.

How much are the loan fees at PayDay Finder?

Loan fees are dependent upon which loan provider you are matched with and the amount of the loan. PayDay Finder strives to match you with the best payday loan lenders so you receive the lowest rates. Also, our payday loans do not have any hidden fees or surprises.

What is the waiting period before I receive my loan?

PayDay Finder directly deposits the money in to your account in 24 hours or less. Getting the extra cash you need is that simple!

I am not a resident of the UK. Can I still apply?

Unfortunately, we only accept applicants from the United Kingdom.

United States residents, click here for information about US Payday Loans
Australia residents, click here for information about Australian Payday Loans

Are there any restrictions on how I use my Payday Loans?

Once the money is deposited in your account, it's YOUR money. Use your Payday Loan for anything that you would like: unexpected bills, late rent or mortgage payments, gifts for friends, or take a much deserved holiday!