How do they work?

Well, actually... it's pretty simple.

• Apply online by filling out our easy, one-page application form.
• Get your approval in minutes.
• Complete any additional steps needed to guarantee your money will be deposited.
• Receive your money, deposited directly in to your account, within 24 hours or less.

Repayment of your loan

Repaying your payday loan is just as simple as the process of getting the loan. There are no hidden costs with the payday loans from our lenders, so you won’t be caught off guard by surprise charges. Repayment amount includes the amount borrowed plus the interest accrued. The loan finance charge, also known as the interest rate, is typically 25% of the total amount borrowed, which is the same as £25 per £100 borrowed. And although the typical APRs range from around 1355% to 2356%, the loans are for such a short period of time so you may in fact end up paying less actual interest than if you borrowed the same amount on a credit card and paid it over a period of several months.

Generally, the loan is paid in full on your next payday. For typical amounts borrowed and corresponding repayment amounts, see the table below.

You Borrow	You Repay
£80	£100
£100	£125
£200	£250
£300	£375
£400	£500
£500	£625
£600	£750
£750	£937.50